Why every retirement plan needs a managed account

Marino_R 150 x 150Roddy Marino, CIMA, Executive Vice President
National Accounts & Distribution

Meeting the unique and specialized needs of retirement plan participants requires looking beyond a “one-size fits all” solution.

Managed accounts offer personalized, tailored asset allocation for individual participants and fiduciary oversight. Using investment goals as a guide, financial advisors can help determine the appropriate asset allocation based on risk tolerance and investment time horizon. This approach provides a more holistic view for participants instead of focusing on the age of retirement as target-date funds do. Additionally, unlike target date funds, managed accounts allow for asset allocation depending on the market environment.

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Don’t let bad behavior get in the way

Investing can be an emotional rollercoaster and many investors find themselves reacting to the market highs and lows. For this reason, its beneficial to be invested in a managed account that has a team of investment professionals monitoring the market and making asset allocation adjustments as necessary.

Choose a comprehensive retirement partner

Because no two investors are alike, it’s important to work with a firm that offers retirement options that are personalized to individual participant goals rather than focusing on one component, the age of retirement.

Helping participants today

The retirement landscape is rapidly evolving and its important to evaluate the available options to find a partner that will offer the most appropriate solutions for participant’s needs. Offering a sophisticated managed account solution that addresses needs, risk tolerance, and investment time horizon can help participants reach their retirement goals.

For more than 10 years, Brinker Capital Retirement Plan Services has worked with advisors to offer plan sponsors the solutions to help participants reach their retirement goals. When plan sponsors appoint Brinker Capital as the ERISA 3(38) investment manager, this allows them to transfer fiduciary responsibility for the selection and management of their investments so they can focus on the best interests of their employees.  This fiduciary responsibility is something that Brinker Capital has acknowledged, in writing, since our founding in 1987.

The views expressed are those of Brinker Capital and are not intended as investment advice or recommendation. For informational purposes only. Brinker Capital, Inc., a Registered Investment Advisor.